The following table shows the average rates a 40 year old would pay for individual health insurance based on plans in the different tiers.
Average health insurance cost 20 year old male.
According to valuepenguin the average health insurance premium for a 21 year old was 200 per month.
In 2017 16 of health insurance coverage was purchased by individuals directly and not through an employer.
The average rates paid for health insurance plans are inversely related to the amount of coverage they provide with platinum plans being the most expensive and bronze catastrophic plans being the cheapest.
If the above rate of 418 per month without a subsidy is the average cost for a single male through the marketplace then this may indicate that health insurance through an employer could cost less or be significantly different based on the health insurance plan an employer provides especially if the employer.
This is also an average for a silver insurance plan below gold and platinum plans but.